Making your
home loan
simple

Looking for the right home loan?At SPG Home Loan Services, we make the lending process simple and stress-free. With access to multiple lenders, we help you find competitive rates and flexible loan options that suit your needs.Whether you’re a first home buyer, refinancing your mortgage, or expanding your property portfolio, we’re here to guide you every step of the way.

Our Services

Why Choose a Mortgage Broker Over a Bank?

FeatureBankMortgage Broker
Loan OptionsOnly offers their own productsAccess to 30+ lenders with a wide range of products
Interest RatesLimited to their set ratesCompare and negotiate to find a competitive deal
Personalised ServiceStandardised products, less flexibilityTailored solutions based on your goals and circumstances
ConvenienceYou need to approach each bank individuallyWe do the research, paperwork, and liaising for you
Ongoing SupportLimited to initial loan processGuidance from application to settlement
Negotiating PowerNo external competitionAbility to push for sharper rates and features across multiple lenders

how it works

Initial Chat

We learn your goals and timelines and outline what’s needed

Explore Options

Compare products across a wide lender panel to find the right fit

Apply & Get Approval

We prepare and lodge the application and keep you updated

Settlement & Ongoing Care

We coordinate settlement and review your loan over time

Choosing SPG Home Loan Services means choice, flexibility, and expert support

Frequently Asked Questions

A mortgage broker acts as an intermediary between you and potential lenders. They assess your financial situation, understand your goals, and help you find a loan that best suits your needs.

Mortgage brokers in Australia are typically compensated by lenders through commissions, which means their services are often free for you as the borrower.

Generally, mortgage brokers do not charge fees for their services. Some lenders may have application or valuation fees, which your broker will clearly explain upfront.

The process can take between 4 to 6 weeks on average, depending on the lender and application complexity. Your broker will guide you through each step.

Yes, many lenders offer home loans with deposits as low as 5%. Your broker can explore the options that suit your financial situation.

LMI protects the lender if your deposit is less than 20%. Your broker will advise whether it applies to your situation.

Yes, loans can be structured for investment properties or to access equity for other investments.

Common documents include proof of identity, income details, bank statements, and details of existing debts. Your broker will provide a checklist.

Absolutely. Refinancing can secure better rates, access equity, or improve loan features. Your broker can assess your current loan and explore options.

SPG Home Loan Services is a Credit Representative (ACR: 572884) of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087. All loans are subject to lender approval, fees, and conditions. This website provides general information only and does not consider your personal objectives or financial situation. Please read our Full Disclaimer.

About Us

Your home loan journey made simple
Let us find the right loan for you

At SPG Home Loan Services, we believe that finding the right loan shouldn’t be overwhelming. We work closely with you to secure the most suitable loan tailored to your needs.With access to multiple lenders across Australia, we compare loan options to ensure you get a competitive rate and flexible features.We are committed to making the lending process simple, transparent, and stress-free.

SPG Home Loan Services is a Credit Representative (ACR: 572884) of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087. All loans are subject to lender approval, fees, and conditions.
This website provides general information only and does not consider your personal objectives or financial situation. Please read our Full Disclaimer.

Contact Us

We respect your privacy. When you submit this form, we’ll use your details to respond to your enquiry and help you with your home loan options. Your information is safe with us and handled according to our Privacy Policy.

© 2025 SPG Home Loan Services
All rights reserved

We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to their Elders, past, present, and emerging.
We honour and celebrate the stories, culture, and traditions of Aboriginal and Torres Strait Islander peoples across all communities, recognising their continuing connection to land, waters, and culture.

Disclaimer

The information on this website is general and does not take into account your individual objectives, financial situation, or needs. You should always consider its appropriateness to your circumstances and seek independent financial advice before making any decisions.All loan applications are subject to lender approval and lending criteria. Fees, charges, terms, and conditions may apply and vary between lenders.Credit assistance is provided by SPG Home Loan Services.SPG Home Loan Services is a Credit Representative (CR Number: [insert]) of [Aggregator Name Pty Ltd], Australian Credit Licence Number [insert ACL number].

SPG Home Loan Services is a Credit Representative (ACR: 572884) of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087. All loans are subject to lender approval, fees, and conditions.
This website provides general information only and does not consider your personal objectives or financial situation. Please read our Full Disclaimer.

Privacy Policy

At SPG Home Loan Services, we respect your privacy and are committed to protecting your personal information. We collect personal details such as your name, contact information, financial data, and loan requirements to provide credit assistance and communicate with you.Your information may be disclosed to lenders, our aggregator ([Aggregator Name Pty Ltd], ACL [insert]), credit reporting bodies, government agencies, and professional advisers. We do not sell your personal information.We store your information securely and you may request access or correction at any time by contacting 0413 524 830 or [email protected]. For unresolved privacy concerns, you may contact the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au
.

SPG Home Loan Services is a Credit Representative (ACR: 572884) of Australian Finance Group Ltd ACN 066 385 822 (AFG) Australian Credit Licence 389087. All loans are subject to lender approval, fees, and conditions.
This website provides general information only and does not consider your personal objectives or financial situation. Please read our Full Disclaimer.